Capital Gains Tax Calculator (STCG / LTCG)
Capital gains tax depends on the asset type and how long you held it. This calculator applies the rules effective 23 July 2024 — equity LTCG at 12.5% above a ₹1.25 lakh exemption, equity STCG at 20%, and property/other LTCG at 12.5% without indexation.
🚀 Open the Capital Gains Tax Calculator (STCG / LTCG) →
Formula
Gain = sell price − buy price. Equity: ≥12 months = LTCG @12.5% over ₹1.25L, else STCG @20%. Property/other: ≥24 months = LTCG @12.5%, else STCG at your slab. 4% cess applies.
Example
Buying equity at ₹5,00,000 and selling at ₹8,00,000 after 18 months gives a ₹3,00,000 LTCG; tax = 12.5% of (₹3,00,000 − ₹1,25,000) plus cess.
Frequently Asked Questions
What is the LTCG tax rate after Budget 2024?
From 23 July 2024, long-term capital gains are taxed at 12.5% across most assets, with a ₹1.25 lakh yearly exemption for listed equity and equity mutual funds.
Is indexation still available?
Indexation was largely removed for LTCG from 23 July 2024, though resident individuals get a grandfathering option on property bought before that date.
Related calculators
EMI Mitra is a 100% free, on-device personal-finance toolkit for India. No signup, no data leaves your browser. Explore all calculators →